Pregnancy & Baby Budget in India (First Baby)
Planning for a baby means planning your finances too. Below is a realistic budget estimate for Indian parents from pre-pregnancy to the baby's first two years.
📊 Budget Breakdown Table
| Stage / Expense | Estimated Cost (₹) | Notes |
|---|---|---|
| Before Pregnancy | 5,000 – 10,000 | Fertility tests, health checkups, basic supplements |
| Monthly Doctor Consultations | 500 – 1,000 (per visit) | Varies by doctor & hospital |
| Scans (All Trimesters) | ~15,000 | Includes NT scan, anomaly scan, growth scans |
| Blood Tests | ~10,000 | Sugar, thyroid, ECG, vitamin levels, etc. |
| Delivery (Normal/C-section) | ~1,00,000 | Average cost in private hospitals, varies by city |
| Baby Vaccinations (Private) | 1,00,000 – 1,50,000 | Covers 0–2 years including emergencies |
| Baby Essentials (Clothes & Diapers) | ~5,000/month | For at least 24 months (approx. 1,20,000 total) |
📍 Total Estimated Budget
👉 For the first baby, the overall cost can range from ₹3,50,000 – ₹4,50,000 in India (excluding lifestyle extras, luxury products, or complications).
💡 Money-Saving Tips for New Parents
- Choose government hospitals or trust hospitals for delivery if budget is tight.
- Buy diapers and baby products in bulk during sales.
- Mix private + government vaccination schedule to reduce costs.
- Start a separate savings fund as soon as you plan for a baby.
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